First Time Home Buyers Florida

Your mortgage expert, Rafael Santos NMLS 1826690

First time home buyers Florida mortgage expert Rafael Santos NMLS# 1826690
First time home buyers Florida Guild Mortgage hposes cover photo

Loan Officer Rafael Santos- 

Here at Guild Mortgage Company we offer more options for first time home buyers in Florida. Check out our programs below, contact us today to find out which one fits you best!

 Are you looking for a new home?

We have the perfect loan program to help you get into your new home. My team of experts will guide you through every step of the process, from getting pre-approved for a conventional or government mortgage, to applying for down payment assistance programs and closing cost assistance programs. You’ll never feel lost or alone in this process again!

We’ve got you covered! We provide education and resources to help make the process of buying your first home easier. Our goal is to provide all the information you need in order to buy a house with confidence.

What our clients are saying

Review by Catalina P.
Review by Catalina P.

5 Star Social Survey Review

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Review by Derrick T.
Review by Derrick T.

5 Star Social Survey Review

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Review by Gerral C.
Review by Gerral C.

5 Star Social Survey Review

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First Time Home Buyers Florida google 5 star
Firts time home buyer florida Guild Mortgage Company. Loans to fit your life

Calculate Your Total Mortgage Payment

Calculate your total mortgage payment with our easy-to-use calculator. It’s quick, it’s simple and it will help you make the best decision for your financial future.

If you are considering buying a home, it's important to know how changes in the variables of your mortgage will affect your monthly payments and total amount paid over time. 

Use our Mortgage Calculator tool to estimate what your monthly payment would be if you were to change any variable of the loan (i.e., interest rate, term length, or down payment). You can also use our calculator as an amortization schedule template for when you're ready to pay off the loan early!

Are you an aspiring homeowner? or Need a little guidance with refinancing options? Start your easy online application today! and quickly get free official quotes from a licensed lender.


The best time to start taking control of your financial future is right now!

Use Homebot To Find Your Dream Home

Homebot gives you free extensive personalized  market search data, buyers report, and  monthly mortgage reports for long term success. Homebot is a dynamic financial dashboard for the home that empowers homeowners to build wealth with the largest asset they may ever own.

About Guild Mortgage Company

​Guild is committed to providing incredible service and building lasting relationships with our customers. We are a recognized mortgage company, one that holds integrity and strength. Our core value is to help millions of Americans achieve their home ownership goals.

  • We open the door to long-term security.

  • We speak your language.

  • We use our experience and expertise to help you figure out how you can afford the home you want and find the right loan to help you get there.

  • You’ll have the personal relationship, open communication and guidance to get you through one of life’s most important purchases.

Guild Mortgage has built our business by following a simple rule - doing what’s right for our customers. We’re committed to providing an outstanding home financing experience for our customers and partners.

Years in Business

Building lifetime connections 

since 1960

Growth Since 2007
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