Freddie Mac HomeOne Loan Program

Guild is excited to announce that we are now offering Freddie Mac’s new low down payment Home One product for first-time homebuyers! Now first time home buyers Qualify for a conventional loan with just a 3% down payment!
Program Highlights:
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Purchase transaction only
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No borrower geographic or income limits
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As low as 3% down payment
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Must be a first-time homebuyer
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If all borrowers are first-time homebuyers, participation in a homeownership education program is required (Online First time Home Buyer Course)
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All borrowers must occupy as primary residence
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1-unit properties with fixed rate financing
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Flexible source of funds including but not limited to personal funds, gifts, grants and wedding gifts