Freddie Mac HomeOne Loan Program

Guild is excited to announce that we are now offering Freddie Mac’s new low down payment Home One product for first-time homebuyers! Now first time home buyers Qualify for a conventional loan with just a 3% down payment!

 

Program Highlights:

​

• Purchase transaction only

• No borrower geographic or income limits

• As low as 3% down payment

• Must be a first-time homebuyer

• If all borrowers are first-time homebuyers, participation in a homeownership education program is required (Online First time Home Buyer Course)

• All borrowers must occupy as primary residence

• 1-unit properties with fixed rate financing

• Flexible source of funds including but not limited to personal funds, gifts, grants and wedding gifts