Florida VA Home Loans

Va loans in Florida, first time home buyers florida

First Time Home Buyers Florida
Veterans Home Loans


What is a VA loan?

A VA loan is a mortgage loan created specifically for eligible military veterans, service members and their spouses. A VA home loan offers considerable benefits and is issued through private lenders but guaranteed by the Department of Veterans Affairs (VA), making it a very beneficial program for veterans who qualify.



Home loans for veterans and active military

VA loans, also known as Veterans Affairs mortgages, offer veterans home loan rates that are lower than traditional mortgages and can allow veterans to borrow up to 100% of the property’s value.

For eligible homebuyers, qualifying for a VA loan can also be easier than other mortgage financing programs. With no down payment, low credit scores accepted and flexible income requirements, the VA loan program helps many of our military members find a place to call home.

VA loan requirements and eligibility

Most veterans, active military, reservists and National Guard are eligible to apply for a VA home loan. Also, spouses of military members who died while on active duty or suffered a service-connected disability can apply.

To check your eligibility and the requirements for a VA loan, visit the U.S. Department of Veterans Affairs

Benefits of the VA home loan program

  • The ability to borrow up to 100% of the home’s value

  • No private mortgage insurance (PMI) requirement

  • Options with no down payment available

  • Lower interest rates than traditional mortgages

  • Higher debt-to-income ratios accepted

  • Reduced fees as compared to traditional mortgages

Set up your initial consultation with loan officer Rafael Santos or start your application today!

Florida VA Home Loans

Thank you for your service, now let us serve you!